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Sharon shares how using Bitcoin in Kenya helps her escape the cycle of inflation and predatory lending by offering financial control and freedom in everyday transactions.
Sats in the Soil, Seeds in the Future
When people ask if Bitcoin really works in everyday life, I don’t give them theory, I give them my reality.
I live in Kenya, where inflation doesn’t knock, it barges in. Prices rise overnight. Savings vanish in weeks. Our parents borrow loans from mobile apps with crushing interest rates, only to repay more than they ever received, often without seeing any meaningful return. That cycle of borrowing, repaying, and starting over has become normalized. But it’s not freedom. It’s a trap.
For me, discovering Bitcoin was like coming up for air.
I started saving in Bitcoin, not because it was the trendy thing to do, but because I needed a way to protect what little I had. Slowly, I began stacking sats, bit by bit. And for the first time, I felt like I had something solid. Something that couldn’t be inflated away. Something that was mine.
I now use Bitcoin in my daily life. I use Tando to spend Bitcoin anywhere in Kenya—for free! Whether it’s paying for mobile data, paying my fare or sending sats to a friend, I can transact peer-to-peer, without needing a bank, a third party, or ridiculous fees. These aren’t huge purchases, but they’re real. And they show what’s possible. Tando lets me spend Bitcoin over Lightning through integrations with wallets like Blink, seamlessly and instantly. That means I can live on Bitcoin today, not just save it for the future.
Bitcoin in daily life isn’t just about holding for years, it’s about living it now. It’s the freedom to transact on my terms. It’s not being punished for being unbanked. It’s not waiting in long queues or fearing the next interest hike from a predatory loan app.
It’s seeing money as something that works for me, not something I have to beg for or fear losing.
Bitcoin is the best thing that has happened to us Africans. It’s not hype, it’s real freedom. It’s a store of value, yes, but also a medium of exchange. A tool for dignity.
The key? Education. We're not rushing into this for quick gains, we’re learning with patience, building slowly, and thinking long-term. That’s the low-time preference mindset we need to plant a better future.
One sat at a time, we’re rewriting our financial story.
